Capital,
without the runaround.
Creative Capital Group was founded in New York in 2015 with a simple frustration: small and mid-sized business owners were being underserved by traditional banks and overcharged by online lenders. Approval timelines stretched into months. Terms were buried in fine print. Calls went unreturned.
We built something different. As a direct lender, we fund deals with our own capital, so you're not waiting on a third party to approve terms we've already offered. A real human reviews your file, you get an answer in 24 hours, and the goal is the right product for your situation, not the easiest one to sell.
Today our firm manages over $1 billion in funding every year, with 15 locations across the country and thousands of owner-operated businesses served, from neighborhood restaurants and contractors to multi-location franchises and growing tech companies. We've placed term loans, lines of credit, SBA loans, equipment financing, home equity loans, and working capital. We've also turned business away when borrowing wasn't the right move.
That last part matters. We'd rather lose a deal than put a client into the wrong product. It's the only way to build a business that lasts, and the only way to earn the kind of repeat clients and referrals we depend on.