Term loans, lines of credit, home equity loans, and working capital for owner-operated businesses. Apply in 5 minutes. Approved in 24 hours. Funded as fast as same-day.
Eight core products. We'll match you to the right one based on your situation, not the one that's easiest to sell.
Fixed-rate, predictable payments. For expansion, real estate, equipment, or major operating capital.
Draw what you need, pay interest only on what you use. Cash-flow smoothing for seasonal businesses.
Fast-deploy advances for inventory, payroll, or short-term opportunities. Daily or weekly remittance.
Finance the equipment, vehicles, or machinery your business runs on. Equipment serves as collateral.
Government-backed loans with the lowest rates and longest terms. We handle the SBA paperwork.
Tap into your personal home equity to unlock low-rate capital for your business. Among the most affordable funding options available.
Convert outstanding invoices into immediate cash. Useful for B2B businesses with long net terms.
Roll multiple high-cost balances into a single, lower-rate payment. Free up cash flow and simplify your books.
No 60-page applications. No mystery. You'll always know where you stand.
Complete a single online application. Bank statements, business basics, and a soft credit check — that's it. No tax returns required up front.
A dedicated funding advisor reviews your file and gets you a real offer in writing within 24 hours — clear terms, no mystery.
Sign electronically. Funds wired directly to your business account, often the same day. Then we stay your point of contact for renewals.
Real businesses we've worked with — and what they had to say.
"As a small business owner, the financial flexibility provided by Creative Capital has been a game changer. It's simple to use and incredibly efficient. Highly recommend!"
"Securing funding from Creative was a straightforward process, and it really helped my business navigate through a tough financial period. Their team is supportive and understands the needs of businesses like mine."
"The Line of Credit gave us the financial breathing room we needed to expand our operations. It's reliable, transparent, and tailored to our needs. A total lifesaver for growing businesses!"
Apply in five minutes — no impact on your credit score. A funding advisor will reach out within one business day.
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