Please read these terms carefully before using our website or applying for funding through Creative Capital Group.
By accessing, browsing, or submitting an application through the Creative Capital Group website ("Website") or any service offered by Creative Capital Group, LLC ("Creative Capital Group," "we," "us," or "our"), you agree to be bound by these Terms & Conditions ("Terms") and our Privacy Policy. If you do not agree to these Terms, do not use the Website or our services.
Creative Capital Group is a business funding consultancy that connects small and mid-sized businesses with capital products including, but not limited to, term loans, lines of credit, working capital advances, equipment financing, SBA loans, home equity loans, invoice factoring, and debt consolidation programs.
To apply for funding through Creative Capital Group, you must:
We reserve the right to refuse service, decline an application, or terminate access to the Website at our sole discretion.
You agree that all information you submit through the Website — including business name, ownership details, revenue figures, bank statements, and contact information — is current, complete, and accurate to the best of your knowledge. Submitting false, misleading, or fraudulent information may result in denial of funding, termination of any approved offer, and referral to law enforcement where applicable.
You authorize Creative Capital Group and its funding partners to verify any information you provide, including by contacting your bank, references, accountants, business partners, or any other source we deem necessary to evaluate your application.
By submitting an application, you authorize Creative Capital Group and its funding partners to obtain consumer and/or business credit reports from one or more credit reporting agencies, including but not limited to Experian, Equifax, TransUnion, Dun & Bradstreet, and PayNet. Initial pre-qualification is generally performed using a soft inquiry, which does not affect your personal credit score. A hard inquiry may be required prior to final approval and funding, and you will be notified before any hard pull is performed.
By submitting your phone number through any form on the Website (including the Quick Apply, contact, or chat forms), you expressly consent to receive calls, text (SMS) messages, and emails from Creative Capital Group, its affiliates, agents, and funding partners regarding your application and related funding products, even if your number is on a Do Not Call list. Such communications may be made using an automatic telephone dialing system or prerecorded voice. Consent is not a condition of any purchase or funding decision. Message and data rates may apply.
You may opt out of marketing communications at any time by replying STOP to any text message, clicking the unsubscribe link in any email, or contacting us at the address below. Even after opting out of marketing, we may still contact you regarding an active application or funded transaction.
You agree not to:
All content on the Website — including but not limited to text, graphics, logos, icons, images, audio clips, videos, and software — is the property of Creative Capital Group or its licensors and is protected by U.S. and international copyright, trademark, and other intellectual property laws. You may not reproduce, modify, distribute, or create derivative works from any portion of the Website without prior written consent.
The Website and all content, materials, and services provided through the Website are made available on an "AS IS" and "AS AVAILABLE" basis, without warranty of any kind, either express or implied. Creative Capital Group does not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components.
Any rates, terms, amounts, or estimates displayed on the Website (including the Quick Apply slider) are illustrative only and do not constitute an offer of credit. Final terms are determined by the funding source on a case-by-case basis based on creditworthiness, business performance, and underwriting criteria.
To the fullest extent permitted by law, Creative Capital Group, its officers, directors, employees, agents, and funding partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, goodwill, or business opportunities, arising out of or in connection with your use of the Website or any funding obtained through us, even if we have been advised of the possibility of such damages.
You agree to indemnify, defend, and hold harmless Creative Capital Group and its officers, directors, employees, agents, and funding partners from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in any way related to (a) your use of the Website, (b) any information you submit, (c) your violation of these Terms, or (d) your violation of any rights of a third party.
These Terms are governed by and construed in accordance with the laws of the State of New York, without regard to its conflict-of-law principles. Any dispute arising out of or relating to these Terms or your use of the Website shall be resolved exclusively in the state or federal courts located in New York County, New York, and you consent to the personal jurisdiction of such courts.
Creative Capital Group reserves the right to modify these Terms at any time. Updated Terms will be posted on this page with a revised "Last updated" date. Your continued use of the Website following any change constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.
Creative Capital Group is a commercial finance brokerage and consulting firm. We are not a federally insured depository institution. Loan products offered through the Website are originated by third-party lenders, and the availability of any particular product depends on the lender's underwriting criteria, your business profile, and the state in which your business operates.
Any annual percentage rates (APR), interest rates, term lengths, fees, prepayment options, or other product features described on the Website are general information only. Your actual rates and terms may differ and will be presented in writing prior to acceptance of any funding offer. You are encouraged to read all loan documents carefully and consult with a financial or legal professional before signing.
Questions about these Terms? Reach out:
Creative Capital Group
Email: info@creativecapitalgrp.com
Phone: (917) 384-8835